View statements and your bill here. To apply for Overstock Store Credit Card, you must be: You’ll need to submit personal and financial information that includes: What credit score do I need?You’ll have a better chance of being approved for the Overstock Store Credit Card if you apply with a good to excellent credit score of 580 or higher. The lack of an annual fee is nice, but to be fair, hardly any store credit cards have annual fees. However, the credit card information that we publish has been written by experts who know these products inside out, and what we recommend is what we would (or already) use ourselves. Bottom Line: You can only make payments by using EasyPay, so you must create an online account or call customer service if you needed to make other changes to your account. If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session. To consent, please continue shopping. Track orders, save items to lists and more! After that, variable purchase APR of 26.99%. All Rights Reserved. You are only able to use this card for purchases on, but the card does provide a welcome offer and special financing options for up to 24 months. You can add up to 4 authorized buyers on your account as well, so if you have family members that also shop at, this might be a convenient feature as well. You can earn 3% cash-back in the category of your choice, with online shopping as one of the available options. T&Cs apply. Free Shipping: Free standard shipping within the continental United States on all orders. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). How long does it take for to receive my payments? The information regarding the Overstock Store Card, Bank of American Cash Rewards Card, and Chase Freedom Unlimited® Card was independently collected and not provided nor reviewed by the issuer. Congratulations! Your initial credit limit is based on the creditworthiness you had when you applied for the card. Bottom Line: Remember that as the primary cardmember, you are financially responsible for all balances on your account, including transactions made by your authorized buyers. It Just Keeps Getting Better! Because conditional credit approval is automated on the website, you may get a decision on your application within 60 seconds. Christy was born in St. Louis, Missouri, but lived in Texas the majority of her life. This card has some big downsides, including a high potential for fees with little reward and limited use capabilities. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. For exclusion details, select view eligible products above. For more information on our advertisers, see here. To contact Customer Service directly, call 855-810-2546. The minimum score required is 580, however, the higher your credit, the more likely you will be approved for the card. 799 Coliseum Way Midvale, UT 84047 | 1-800-843-2446, Overstock uses cookies to ensure you get the best experience on our site. Account must be in good standing at time of transaction. is also a featured retailer at Shop Through Chase, where you can currently earn 2 points per $1 spent when starting your purchase at the Chase shopping portal. How to Contact Overstock’s Customer Service, Alternative Credit Cards (Our Recommendations). The card is valid as long as you use it. If you don’t want to log on to your account (or haven’t registered your account online), there is also the option to use Comenity’s EasyPay tool. Yikes. Overstock Store Credit Card Accounts are issued by Comenity Capital Bank. Any incorrect information may prevent us from locating your account. The entire transaction amount after discount must be placed on the Overstock Store Credit Card. Your session is about to expire. Minimum interest charge is $2 per Credit Plan in any billing period in which interest is due. Minimum interest charge is $2 per Credit Plan in any billing period in which interest is due. The Overstock Store Credit Card does not have an expiration date. 5% Club O Rewards will be calculated on the net purchase amount (after discounts and coupons) of every eligible purchase. You can request for credit limit increase by calling Comenity Capital Bank's Customer Care number. In addition to the welcome offer of $200, you’ll also earn 2% cash-back at grocery stores and wholesale clubs and 1% cash-back on all other purchases. Applying is simple, use the following link to apply: You can contact card service provider, Alliance Data, for any questions related to your Overstock Store Credit Card at: You can make payments and manage your account by signing in at. To consent, please continue shopping. You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate. This means that you will be required to pay all of the interest you would have incurred during the plan. With free shipping on EVERYTHING*. Decorate now, pay later with monthly payments as low as $20, easy account set-up, no annual fees and zero fraud liability. If you want a more versatile card that still helps you save on financing costs, consider the Bank of America Cash Rewards card. If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session. The following plans were available as of June 2020 with minimum purchase thresholds: Hot Tip: Financing offers are valid on single transaction totals only. If you are an existing cardholder and would like to request a copy of your Overstock Store Credit Card Account Agreement, please complete the secure … You will be redirected to Comenity Capital Bank's website. Upgraded Points, LLC uses reasonable efforts to maintain accurate information on the site — and p. rior to applying for any credit card offers found on, all visitors should review other features of such credit cards including but not limited to interest rates, annual fees and transaction fees, and should determine the suitability of such credit cards considering their own individual financial position. is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. Please tick the box if you wish to continue with newsletter subscription. Get deal Deferred interest means payment plans that offer to delay (or defer) payment of interest during a specified period of time are deferred interest plans. Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit. 1-855-810-2546 (TDD/TTY: 1-888-819-1918). If you are unsure, you should get independent advice before you apply for any product or commit to any plan. The Overstock card reports your account activity to the 3 major credit reporting agencies (Equifax, Experian, and TransUnion). We update our data regularly, but information can change between updates. Optional, only if you want us to follow up with you. The Overstock Store Credit Card is a good option for those people who frequently shop at and are looking to receive rewards for their spending. Does not apply to items in current site promotions. Purchases of gift cards, Club O Memberships, and products from the “Electronics”, “Books & Movies”, “Sports & Toys”, “Pet Supplies”, “Health & Beauty”, “Designer Store”, “Baby” stores, from the “Housewares” department and from Special Sales, Minimum Advertised Priced products, “Grills & Outdoor Cooking”, “Large & Small Appliances”, “Kitchen Furniture”, “Showers”, “Office Supplies”, “Cookware” and “Cars” stores are not included. This Overstock credit card gives you $30 back in rewards on your first order of $300 and above without financing. I agree to the Privacy and Cookies Policy, Terms of Use and to receive emails from Finder. You will need to enter your account information to see if you qualify. As of 09/2020, terms for new Accounts: Variable purchase APR of 26.99%. For the past 3 years she has been the publisher of money transfers, helping readers save when they send money all over the globe. compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. The Overstock Store Credit Card lets you enjoy exclusive cardmember offers and receive special financing§ while shopping on Finder is committed to editorial independence. For Existing Cardholders - Request a Copy by Mail. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Applying is simple, use the following link to apply: • Special Promotions Just for Card Members See site for details, exclusions and limitations.

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